Building Code Administrators and Inspectors Florida Principle and Practice Licensure Practice Exam

In the construction industry, employers with how many employees are required to have workers' compensation insurance?

1. 10

2. 3

3. 2

4. 1

The correct answer is: 1

In Florida, the requirement for workers' compensation insurance is mandated based on the number of employees an employer has, particularly in the construction industry. Employers in the construction sector are required to carry workers' compensation insurance if they have any employees, which means even one employee triggers the obligation to maintain coverage. This is crucial as workers' compensation insurance provides necessary benefits to employees who suffer job-related injuries or illnesses, ensuring medical costs and lost wages are covered. This requirement emphasizes the importance of protecting not only the workers but also the business itself, as the absence of insurance can lead to significant financial liabilities in the event of an accident. Understanding this regulatory responsibility is key for employers in promoting a safe work environment and complying with state laws.